Savings can be for industry.Logical formLearned from2 sentences. A (modernization legislation) may establish (health savings accounts).Logical formLearned from2 sentences. (Health savings accounts) can be for individuals.Logical formLearned from2 sentences. (Health savings accounts) may serve as an alternative.Logical formLearned from2 sentences. Savings may include (work loss).Logical formLearned from2 sentences. Beneficiaries may get a savings of (prescription drug coverage).Logical formLearned from2 sentences. Adjustments can be for (daylight savings time rules).Logical formLearned from2 sentences. (Savings sectors) can be contractual.Logical formLearned from2 sentences. A range can be constituted-of-or-filled-with (savings instruments).Logical formLearned from2 sentences. A (household savings rate) can be unsustainable.Logical formLearned from2 sentences. A (savings pool) can be integrated.Logical formLearned from2 sentences. A (savings rate) can be endogenous.Logical formLearned from2 sentences. A second can be (savings rate).Logical formLearned from2 sentences. A (savings rate) can be desired.Logical formLearned from2 sentences. (Savings opportunities) can be large-scale.Logical formLearned from2 sentences.